# 1. What does Defi Bank look like? This platform will provide all of the following functions: \- Loan \- Rate Change Account has no minimum deposit amount and lockout time \- The ability to provide a fixed interest rate and a maturity that the borrower can then accept in the market. \- Advanced ordering features like Stop Loss, Limit and Market orders. There are no transaction fees other than gas fees. The gas fees on Ethereum IMO are too high and are a major barrier to more transactions being done on DeFi's. Gas prices vary depending on the network load. \- Benefits for high-volume traders. Exchanges like Coinbase reward traders for trading a certain amount in the past 30 days in the form of a discount. If you can get bonus interest on your deposits by trading more, would you use DeFi via a decentralized exchange Mining the Liquidity pool of other DEX platforms. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.horaos.com/defi/3.defi-bank/2-defi-bank/1-what-does-defi-bank-look-like.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.